0% GST on Life & Health Insurance!
Effective September 22, 2025 | Save 18% on Your Premiums
Your Protection, Our Priority
Comprehensive Insurance Solutions with Industry-Leading 90% Claim Settlement Success
Calculate Your Savings with 0% GST
See how much you save on Life & Health Insurance premiums effective September 22, 2025
*Applies to individual Life & Health Insurance only. General insurance (motor, property) continues at 18% GST.
We Don't Just Provide Insurance
We Have The Highest Claim Settlement Ratio
At Krupa Investment, insurance isn't just a policy document – it's a promise. A promise that when life throws unexpected challenges your way, we stand by you. Our 90% claim settlement success rate isn't just a number; it's real families protected, real claims honored, real peace of mind delivered.
"Because U the client are our priority" – This isn't a tagline; it's how we operate every single day.
Comprehensive Coverage
From four-wheeler to workman compensation policy – we do it all
Expert Claim Support
Personal follow-up on every claim until settlement
Client-First Approach
Acting as your dedicated mediator with insurance companies
Complete Insurance Solutions
Wherever the term insurance comes, we provide
Life Insurance
0% GST- Term Life Insurance
- Whole Life Insurance
- Endowment Policies
- ULIP (Unit Linked Insurance Plans)
- Money Back Policies
- Pension Plans
Secure your family's financial future with comprehensive life coverage
Health Insurance
0% GST- Individual Health Insurance
- Family Floater Policies
- Senior Citizen Health Plans
- Critical Illness Cover
- Maternity Insurance
- Mediclaim Policies
Protect yourself and your family from rising medical costs
Motor Insurance
18% GST- Four Wheeler Insurance
- Two Wheeler Insurance
- Commercial Vehicle Insurance
- Comprehensive Coverage
- Third Party Liability
- Add-on Covers
Complete protection for your vehicles on and off the road
General Insurance
18% GST- Home Insurance
- Property Insurance
- Travel Insurance
- Fire Insurance
- Marine Insurance
- Liability Insurance
Safeguard your assets and property from unforeseen events
Commercial Insurance
18% GST- Workman Compensation Policy
- Business Liability Insurance
- Professional Indemnity
- Directors & Officers Insurance
- Group Insurance
- Corporate Health Plans
Comprehensive protection for your business and employees
Specialized Coverage
- Personal Accident Insurance
- Shop & Office Insurance
- Cyber Insurance
- Equipment Insurance
- Transit Insurance
- And Many More...
Tailored solutions for unique insurance needs
Mrs. Pinal Ilesh Shah
Expert in Claim Settlement & Client Support
An expert in taking follow-ups and settling claims – be it as difficult as total knee replacement claim to car claim, we do it all. With her dedicated approach and deep expertise, 9 out of 10 claims have been successfully settled with us being the mediator.
Areas of Expertise:
Our Proven Claim Settlement Process
9 out of 10 claims successfully settled – Here's how we make it happen
Immediate Notification
Contact us immediately after an incident. We initiate the claim process within 24 hours and guide you on initial documentation.
Documentation Assistance
We help you compile all necessary documents – hospital bills, police reports, medical records. We ensure nothing is missed.
Claim Submission
We submit your claim with insurance company and ensure all forms are correctly filled. Track your claim status in real-time.
Personal Follow-up
Pinal personally follows up with insurance company. Regular updates to you. We act as your advocate throughout the process.
Settlement & Support
We ensure fair and timely settlement. If claim is rejected, we fight on your behalf. Your satisfaction is our success.
Real Claims, Real Results
Success stories that showcase our commitment to claim settlement
Total Knee Replacement Claim
Complex medical claim involving total knee replacement surgery. Insurance company initially hesitant due to pre-existing conditions. Pinal's dedicated follow-up and proper documentation led to full claim settlement within 21 days.
Comprehensive Car Accident Claim
Major accident with significant damage to vehicle. Third-party involvement complicated the claim. Our expertise in motor insurance and negotiation skills ensured complete settlement covering repairs and depreciation.
Emergency Hospitalization
Sudden cardiac emergency requiring immediate hospitalization. Family was stressed about finances. We handled entire claim process while patient recovered. Cashless settlement approved within 48 hours of admission.
Work-Related Injury Claim
Factory worker injured during operations. Employer and insurance company initially disputed liability. Our understanding of workman compensation policy and legal framework secured full compensation for the injured worker.
What Our Clients Say
Real feedback from policyholders we've served
Frequently Asked Questions
Everything you need to know about insurance services
0% GST on Insurance
All individual Life Insurance (Term, ULIP, Endowment, Money-Back) and Health Insurance (Individual, Family Floater, Senior Citizen) policies have 0% GST effective September 22, 2025. General insurance like motor, property continues at 18% GST.
You save 18% on your premium. For example, if your annual health insurance premium is ₹20,000, you earlier paid ₹23,600 (including GST). Now you pay only ₹20,000 – saving ₹3,600 annually!
Yes! At your next renewal date on or after September 22, 2025, your premium will automatically reflect 0% GST. No need to buy a new policy.
Claim Settlement
We have a 90% claim settlement success rate. 9 out of 10 claims we handle are successfully settled with insurance companies.
Timeline depends on claim type and documentation. Simple claims: 7-15 days. Complex medical claims: 21-30 days. We ensure fastest possible settlement with proper follow-up.
No! Claim assistance is completely free for all our policyholders. Pinal personally follows up on every claim at no additional cost.
General Questions
We work with all major insurance providers including LIC, HDFC Life, ICICI Prudential, Max Life, SBI Life, Star Health, Care Health, HDFC ERGO, and many more. We help you choose the best policy for your needs.
Yes! Contact us via phone or WhatsApp. We'll understand your requirements, recommend suitable policies, and help you complete the purchase online or offline – whichever you prefer.
Absolutely! We serve clients across India and even internationally (NRIs). Our digital processes make it easy to buy insurance and file claims from anywhere.
Have more questions?
Call Pinal Shah: 9998218501Ready to Protect What Matters Most?
Get expert insurance advice with 0% GST benefits on Life & Health Insurance
Office: 14 Star World, Baghban Circle, Green City Road, Surat