Why U Come First at Krupa Investment
22 years of unwavering commitment to your financial success. From one family to 1000+ families, our journey is built on trust, integrity, and the simple belief that U before Us.
Our Growth Story
22 Years of Trust & Excellence
Founded
Late Shri Ilesh Shah's vision begins
₹10 Cr+ Milestone
Assets under management
Legacy Transition
Pinal & Dr. Nihar take the helm
1000+ Families
₹30 Cr+ portfolio managed
As You Can See in Our Name...
U comes before us. It's not just a design choice – it's our fundamental belief. YOU, our clients, should always come first. Not our profits, not our convenience, not our targets – but YOUR goals, YOUR dreams, and YOUR financial security.
"Nihar, no matter what, the clients should always come first. Their trust is our biggest asset, and their success is our only measure of achievement."
Your Goals, Our Mission
We don't sell products; we build solutions tailored to YOUR unique financial journey
Your Trust, Our Responsibility
Every investment, every policy, every decision is made with YOUR best interest in mind
Your Success Through Consistency
Feeling deserving doesn't change reality. Being determined makes you fight. But being disciplined — showing up every single day, even when it's boring — that's what truly changes YOUR life
Our Journey: From 2002 to Today
A story of dedication, discipline, and unwavering commitment to client success
The Beginning
Late Shri Ilesh Kiritkumar Shah founded Krupa Investment with a mission: educate families about smart investing and protect them from financial scams. Armed with discipline and the philosophy of "Salary minus saving = expense," he began transforming lives one family at a time.
Building Trust & Growing Together
Nearly two decades of relentless dedication. From handful of families to hundreds, from lakhs to crores under management. Every claim settled, every investment guided, every family protected – building trust brick by brick through the D.I.S.C.I.P.L.I.N.E. framework.
Legacy Continues: A Family Promise
After the untimely demise of our founder, Pinal Ilesh Shah and Dr. Nihar Ilesh Shah took the mantle with a solemn promise: to carry forward the values, philosophy, and client-first commitment that their father built. The journey continues with the same discipline, now with dual expertise.
Today: 1000+ Families, Infinite Trust
Over 1000 families across India and Southeast Asia now trust us with their financial future. ₹30+ crores under management, 90% claim settlement success, and countless lives transformed. But numbers don't tell the full story – the real success is in the peace of mind we bring to every family.
This is How We're Different
Our D.I.S.C.I.P.L.I.N.E. framework – the foundation of our client-first approach
Committed to your financial success, every single day
Honest advice, transparent processes, no hidden agendas
Goal-based planning tailored to your unique journey
Steady support through market ups and downs
Deep market understanding and timely guidance
Long-term wealth creation, not quick gains
Educating clients first, selling products later
Modern tools, traditional values
Your wealth grows, we grow together
Striving for perfection in every service
"At D.I.S.C.I.P.L.I.N.E., we believe wealth is built step by step — not overnight."
What Makes Us Stand Out?
Six reasons why 1000+ families trust Krupa Investment
Client-First Philosophy
Not just words – it's in our name. KRUPA puts YOU at the center of everything we do.
90% Claim Settlement Success
9 out of 10 claims successfully settled – industry-leading performance backed by persistent follow-up.
Dual Expertise
Insurance (Pinal) + Investments (Nihar) under one roof – comprehensive financial protection.
Education-Focused
Our mission is to educate, not just sell products. Empowering every family with financial knowledge.
Global Reach
Proudly serving families across India and South East Asia with dedicated remote support.
22+ Years Legacy
Founded in 2002, serving 1000+ families with trust, transparency, and proven results.
Meet Your Financial Partners
Expertise in Insurance & Investments working together for you
Mrs. Pinal Ilesh Shah
"The Claims Champion"
Expert in taking follow-ups and settling claims – from complex medical claims like total knee replacement to motor insurance. 9 out of 10 claims successfully settled with meticulous documentation and persistent follow-up.
Areas of Expertise:
Dr. Nihar Ilesh Shah
"The Compounding Expert"
Firm believer of 'Start Early, Stay Long' philosophy. Proves that if a medico can create substantial wealth through investing, anyone can. Expert in diversification and goal-based planning making money from money.
Areas of Expertise:
Our Track Record Speaks
Numbers that reflect trust, commitment, and proven success
Serving families across India & Southeast Asia
Assets entrusted to our care
9 out of 10 claims successfully settled
Since 2002, building financial security
Global reach with local expertise
Complete visibility into your investments
Our Investment Philosophy
Core principles guiding our financial strategies
Salary - Saving = Expense
The golden formula for wealth creation. Save first, spend what's left. Not the other way around. This simple mindset shift builds lasting wealth.
Start Early, Stay Long
Time is your greatest asset. The earlier you start investing, the more wealth you accumulate. Patient capital always wins over the long term.
Diversification is Key
Don't put all eggs in one basket. Spread investments across mutual funds, bonds, and assets to balance growth and minimize risk.
Compounding Magic
The 8th wonder of the world. Reinvested returns generate exponential growth. Your money makes money, which makes more money.
Education First
Knowledge empowers decisions. We educate every family about financial planning so you make informed choices, not blind investments.
"Doing the same boring thing day in and day out makes you successful – the power of consistency and compounding."
What Our Clients Say
Real stories from families we've served
Why Choose Krupa Investment?
See the difference in our client-first approach
| Features |
Krupa Investment
Because U Matter
|
Others |
|---|---|---|
| Personal Follow-up on Claims Dedicated support throughout the claim process | Personal follow-up by Pinal Shah | Impersonal support |
| 90% Claim Settlement Success Industry-leading success rate | 9 out of 10 claims settled | Average industry rate |
| Dual Expertise Insurance + Investment under one roof | Complete financial solutions | Specialized in one area only |
| Education-Focused Empowering clients with financial knowledge | Educate, then recommend | Push products first |
| Transparent Reporting 100% visibility into investments | Regular updates & reports | Limited communication |
| 22+ Years Legacy Proven track record since 2002 | Trust built over decades | Newer or inconsistent |
| No Hidden Agendas Client interest above commissions | Your best interest first | Commission-driven advice |
Our Promise to You
Five commitments we stand by every single day
Always Client-First
Your interests come before ours. Every recommendation, every decision is made with your financial well-being as the top priority. Not our commissions.
Transparent Communication
No jargon. No fine print surprises. We explain everything in simple terms so you always know where your money is and why each decision matters.
Ongoing Support
We don't disappear after a sale. From policy renewals to claim assistance, portfolio reviews to market updates – we're here whenever you need us.
Education-Driven Guidance
Our mission is to empower you with financial knowledge. We educate first, recommend second. Because informed clients make better financial decisions.
No Hidden Agendas
What you see is what you get. We operate with complete honesty – recommending only what truly benefits you, even if it means lower commissions for us.
These aren't just promises – they're principles we've lived by for 22+ years
Frequently Asked Questions
Everything you need to know about choosing Krupa Investment
Krupa Investment offers dual expertise – insurance (with 90% claim settlement success) and investment management under one roof. With 22+ years of legacy, we prioritize client education over product pushing. Our transparent, personal approach means you're not just a policy number – you're family. Plus, our name says it all: KRUPA – because U the client are always our priority.
We believe in educating first, recommending second. Unlike typical advisors who push high-commission products, we take the time to explain insurance and investment concepts in simple terms. Our philosophy is based on long-term wealth creation – "Start Early, Stay Long," diversification, and goal-based planning. We're not here to make a quick sale; we're here to build lasting relationships and help families achieve financial security.
Our 90% success rate comes from personal follow-up and meticulous documentation. Pinal Shah personally handles every claim – from gathering correct paperwork to persistent follow-ups with insurance companies. We don't just file your claim and disappear; we act as your advocate, mediating between you and the insurance company until the claim is settled. Whether it's a complex medical claim like knee replacement or motor insurance, we've seen it all and know exactly how to navigate the process.
Absolutely! We proudly serve families across India and Southeast Asia (including Singapore, Malaysia, and more). Our digital processes make it easy to buy insurance, manage investments, and file claims remotely. Distance is no barrier – we provide the same dedicated support whether you're in Surat or abroad. We're serving clients in 10+ countries with the same personal touch.
We don't disappear after the sale. Ongoing support is our promise. For insurance clients, we handle renewals, assist with claims, and provide policy reviews. For investment clients, Dr. Nihar provides regular portfolio updates, rebalancing advice, and market insights. You'll receive transparent reporting, and we're always just a call or WhatsApp away whenever you need guidance. Think of us as your lifelong financial partners, not just one-time advisors.
Complete transparency – no hidden charges. For insurance, we work on standard commission provided by insurance companies (no additional cost to you). For mutual fund investments, we operate on a commission-based model through fund houses, meaning there's no separate advisory fee charged to clients. Claim assistance is completely free for all our policyholders. We'll explain all costs upfront before you commit to anything.
It's simple! Just give us a call or WhatsApp:
- For Insurance: Contact Mrs. Pinal Shah at 9998218501
- For Investments: Contact Dr. Nihar Shah at 7490002340
We'll start with a free consultation to understand your financial goals, family needs, and risk appetite. Then we'll create a personalized plan – whether it's insurance coverage, investment portfolio, or both. No pressure, no obligations – just honest advice tailored to your situation.
Still have questions? We're here to help!
Ready to Join 1000+ Happy Families?
Experience the Krupa Investment difference – where U are always the priority