Investment
Real Stories, Real Results

What Our 1000+ Families Have to Say

For over 22 years, we've been helping families secure their futures through smart insurance and investments. Here's what they have to say about their journey with us.

1000+
Happy Families
90%
Claim Success Rate
₹30Cr+
Assets Managed
22+
Years of Trust
All Verified Clients
4.9/5 Average Rating
Real Stories, Real People

Our Impact in Numbers

Real results that speak louder than words

1000+
Families Served
Across India and Southeast Asia
₹500Cr+
Insurance Settled
Complex claims resolved successfully
18%
Avg. Portfolio Returns
Consistent wealth creation
22+
Years of Service
Building trust since 2002
₹30Cr+
Assets Under Management
Growing portfolios together
4.9/5
Client Satisfaction
Based on 1000+ reviews

Filter by Service

MJ

Mahesh Joshi

Health Insurance Claim
"When my father needed total knee replacement surgery, I was worried about the claim process. Mrs. Pinal Shah handled everything with such care and persistence. The entire ₹3.2 lakh claim was settled within 15 days. Her expertise in medical claims is unmatched."
RP

Rajesh Patel

SIP Portfolio
"Started SIP with ₹10,000/month in 2019 under Dr. Nihar's guidance. Today my portfolio is worth ₹8.5 lakhs with 19% returns. His 'start early, stay long' philosophy actually works. Best financial decision I ever made."
SD

Sneha Desai

Motor Insurance Claim
"My car was damaged in an accident and the insurance company was delaying payment. Pinal ma'am personally followed up daily for 10 days. Got the full claim amount without any depreciation. This is what true customer service looks like."
AM

Amit Mehta

Diversified Portfolio
"Dr. Nihar helped me diversify my ₹25 lakh portfolio across mutual funds, bonds, and MLDs. In 3 years, my wealth has grown to ₹42 lakhs. His expertise in making money from money is exceptional. Highly recommend for serious investors."
KS

Kiran Shah

Insurance + Investments
"Complete financial solution under one roof. Pinal ma'am handles all our family's insurance needs while Nihar sir manages our investments. Been with them for 8 years - they're like family now. True meaning of 'U comes first'."
PM

Priya Modi

LIC Policy
"My husband's LIC maturity was stuck due to documentation issues. Pinal ma'am sorted everything within a week. The ₹15 lakh amount was credited smoothly. Her knowledge of LIC processes is outstanding."
VT

Vikram Thakor

Goal-based Planning
"Needed ₹20 lakhs for daughter's education in 2 years. Dr. Nihar created a custom plan mixing debt and equity. Today I have ₹22.5 lakhs ready. Goal-based investing works when you have the right advisor."
NG

Nisha Gajjar

Workman Compensation
"Our factory worker met with an accident. The workman compensation claim was complex but Pinal ma'am handled it brilliantly. Full settlement within 3 weeks. She truly cares about each case, no matter how big or small."
DP

Dinesh Parikh

Retirement Planning
"Started retirement planning at 45 with Dr. Nihar. Now at 55, I have a corpus of ₹1.2 crores. He educated me about the power of compounding and disciplined investing. Can retire comfortably thanks to his guidance."
ST

Smita Trivedi

Complete Financial Solution
"From health insurance to SIPs, from motor insurance to bonds - Krupa Investment handles everything for our family. The personal touch and genuine care from both Pinal ma'am and Nihar sir is what makes them special. 12 years and counting!"
HV

Hardik Vyas

Critical Illness Claim
"When I was diagnosed with cancer, the insurance company initially rejected my ₹10 lakh critical illness claim. Pinal ma'am fought for me like family. After proper documentation and follow-ups, claim was approved. Forever grateful."
MK

Manish Kapadia

First-time Investor
"Was scared of stock market. Dr. Nihar educated me patiently about mutual funds and SIPs. Started with just ₹5,000/month. Two years later, I'm confident and my portfolio shows 17% returns. He made investing simple."
RA

Ritu Agarwal

Family Floater Health Insurance
"Pinal ma'am helped us choose the perfect family floater policy. When my daughter needed hospitalization, everything was cashless and smooth. No stress, no paperwork hassles. This is how insurance should work."
JS

Jayesh Soni

Child Education Fund
"Started investing ₹8,000/month when my son was born. Dr. Nihar's strategic planning helped accumulate ₹18 lakhs by the time he turned 10. His education fund is secure now. Thank you for the foresight!"
BP

Bhavesh Prajapati

Complete Financial Partner
"Our business has grown significantly in 15 years. Krupa Investment has been with us every step - from basic insurance to managing crores in investments. They've become part of our success story. Highly trusted advisors."
PP

Payal Panchal

Maternity Claim
"Pinal ma'am guided us to add maternity coverage before we planned our family. When our baby arrived, the entire hospital bill of ₹1.8 lakhs was covered. Her foresight saved us from financial stress during that precious time."
NT

Nilesh Thakkar

Wealth Multiplication
"Had ₹50 lakhs sitting in savings account. Dr. Nihar created a diversified portfolio. In 5 years, it's grown to ₹92 lakhs. His expertise in making money from money is real. Best decision to trust him with our wealth."
KC

Krutika Chokshi

Commercial Property Insurance
"Our shop suffered fire damage. Pinal ma'am was there within hours, documenting everything. ₹12 lakh claim settled in just 3 weeks. She handled the entire process while we focused on rebuilding our business."
AG

Anil Gohil

Tax-saving Investments
"Dr. Nihar optimized my ELSS investments for tax saving. Not only saved ₹46,000 in taxes but those investments have grown 22% in 3 years. Smart tax planning that also creates wealth - genius!"
DR

Dharmesh Raval

17 Years with Krupa Investment
"Started with late Mr. Ilesh Shah in 2007. Watched Pinal ma'am and Nihar sir carry forward their father's legacy beautifully. My family's complete financial security - insurance, investments, everything - is in their trusted hands. They're not advisors, they're family."

Success Stories That Inspire

Detailed case studies showing real transformations and results

Insurance Victory

₹5.2L Medical Claim: From Rejection to Approval

The Challenge

Mr. Sharma's father needed emergency cardiac surgery. The insurance company initially rejected the ₹5.2 lakh claim citing "pre-existing condition" despite having paid premiums for 8 years. Family was devastated and didn't know where to turn.

Our Solution

  • Pinal ma'am personally reviewed all medical records and policy documents
  • Discovered the pre-existing condition was properly disclosed during policy purchase
  • Compiled comprehensive documentation proving full disclosure
  • Daily follow-ups with insurance company for 3 weeks
  • Escalated to insurance ombudsman when needed

The Results

₹5.2L
Full Claim Settled
21 Days
Resolution Time
100%
Amount Recovered
"When the insurance company said no, Pinal ma'am said she'll make it yes. And she did. Our family will be forever grateful." — Mr. Rohit Sharma, Mumbai
Wealth Creation

From ₹50K to ₹28L: A 7-Year SIP Success Story

The Starting Point

Ms. Priya started her first job in 2017 at age 24. Like most young professionals, she was spending entire salary and had zero savings. No investment knowledge, scared of stock market, and didn't know where to begin building wealth.

The Strategy

  • Dr. Nihar educated her about power of compounding and SIPs
  • Started with small ₹5,000/month SIP in diversified equity funds
  • Gradually increased to ₹15,000/month as salary grew
  • Added ₹10,000/month in debt funds for stability
  • Reinvested all returns, never withdrew despite market volatility
  • Regular portfolio reviews and rebalancing every 6 months

The Transformation

₹15.8L
Total Invested
₹28.4L
Current Value
19.2%
CAGR Returns

Journey Timeline

2017 Started with ₹5K/month SIP
2019 Increased to ₹15K/month, added debt funds
2020 Market crash - Stayed invested (key decision!)
2024 Portfolio crossed ₹28L - Ready for house down payment
"I was just 24 with no knowledge. Dr. Nihar showed me how to build wealth step by step. Today at 31, I'm buying my first home. If a medico like him can create wealth through investing, anyone can!" — Ms. Priya Desai, Surat
Complete Solution

Business Family's Complete Financial Transformation

Where They Started (2014)

The Mehta family ran a successful textile business but had chaotic finances: No proper insurance coverage, money sitting idle in savings account (₹45 lakhs earning 4%), no retirement planning, no diversification, and paying high taxes without optimization.

Idle Cash ₹45L @ 4%
Insurance Inadequate
Tax Optimization None

Comprehensive 360° Solution

Insurance (Pinal ma'am)
  • ₹1 Cr term insurance for breadwinner
  • ₹25L family floater health insurance
  • ₹50L keyman insurance for business
  • Complete vehicle fleet insurance
  • Fire insurance for factory & warehouse
  • Workman compensation for 50+ employees
Investments (Dr. Nihar)
  • Diversified ₹45L across equity, debt & gold
  • Set up ₹50K/month SIP for wealth creation
  • ₹20L in bonds for stable income
  • ELSS for tax savings (₹1.5L/year)
  • Retirement corpus planning
  • Children's education fund (₹2Cr goal)

10-Year Transformation

2014 (Before)
Wealth ₹45L
Returns 4% (Savings)
Insurance Basic Only
Tax Savings ₹0
2024 (After)
Wealth ₹1.8Cr
Returns 17.8% CAGR
Insurance ₹2Cr+ Coverage
Tax Savings ₹2.8L/year

Key Milestones

2016: Factory fire claim (₹18L) settled in 25 days - Business continuity protected
2019: Son's education fund ready - ₹35L for engineering abroad
2020: COVID period - Portfolio stayed strong, no panic selling
2023: Retirement corpus on track - ₹1.2Cr already accumulated
"Pinal ma'am and Nihar sir didn't just manage our money - they became part of our family. Every major financial decision, they're our first call. Our business is secure, our family is protected, and our wealth is growing. What more can we ask for?" — Mr. Kalpesh Mehta, Surat
Retirement Freedom

Retired at 55 with ₹2.5Cr Corpus: A Dream Come True

The Goal

At age 40, Mr. Trivedi wanted to retire by 55 to pursue his passion for photography and travel. Needed a corpus that would generate ₹1.5L/month passive income for 30+ years. Traditional savings wouldn't cut it.

The 15-Year Retirement Plan

  • Aggressive SIP strategy: ₹75,000/month in equity funds
  • Annual bonuses invested in debt mutual funds
  • PPF contributions maxed at ₹1.5L/year
  • NPS for additional ₹50,000/year (tax benefits)
  • Portfolio rebalancing from equity to debt as retirement approached
  • Created sustainable withdrawal strategy for post-retirement

Mission Accomplished

₹1.65Cr
Amount Invested
₹2.54Cr
Retirement Corpus
₹1.8L
Monthly Passive Income

Post-Retirement Income Strategy

Debt Fund SWP ₹85,000/month
Dividend Income ₹45,000/month
NPS Pension ₹30,000/month
PPF Withdrawals ₹20,000/month
Total Monthly Income: ₹1,80,000
"Dr. Nihar didn't just help me retire early - he gave me financial freedom to live life on my terms. Today I travel the world with my wife, pursue photography, and don't worry about money. This is what disciplined investing can do!" — Mr. Ashwin Trivedi, Surat

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Video Testimonials

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Client Success Stories

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Claim Settlement Journey

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Investment Transformation

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Relationships That Last Decades

Some clients have been with us since 2002 - here's why they stay

22 Years

The Patel Family

Since 2002

"Started with Late Mr. Ilesh Shah for a simple LIC policy. Today, three generations of our family trust Krupa Investment. Watched Nihar grow from a child to becoming our investment advisor. This is family, not just business."

Portfolio Growth ₹8.5 Cr
Claims Settled 12
18 Years

Mr. Suresh Agarwal

Since 2006

"What keeps me here? Simple - they treat my money better than I would. Pinal ma'am remembers every policy renewal date, Nihar sir calls with investment opportunities before market peaks. This level of care is rare."

Portfolio Value ₹4.2 Cr
Avg. Returns 18.5%
15 Years

Dr. Meena Shah

Since 2009

"As a doctor, I understand the value of expertise and trust. In 15 years, they've never recommended a product for commission - only what's right for me. From zero savings to financially independent - that's their impact."

Wealth Created ₹2.8 Cr
Policies Managed 8
12 Years

Mr. Kirti Desai

Since 2012

"I've referred 15+ friends and family to them. Why? Because when my business faced a major fire, Pinal ma'am was there the same night. ₹25L claim settled in 3 weeks. That's when advisors become family."

Referrals Given 15+
Total AUM ₹3.5 Cr

Why Our Clients Stay for Decades

Trust Built Over Years
Consistent Performance
Personal Touch
Always Available
No Hidden Agendas
Results That Speak

Ready to Write Your Success Story?

Join 1000+ families who trust Krupa Investment for their financial security and wealth creation

90% Claim Success Rate
22+ Years Trusted Service
₹30Cr+ Assets Managed
Personalized Attention

Insurance & Claims

Need help with insurance or have a pending claim? Talk to our claims champion.

Mrs. Pinal Ilesh Shah Insurance Division Head

Investments & Wealth

Ready to grow your wealth through smart investing? Speak with our compounding expert.

Dr. Nihar Ilesh Shah Fund Management Division Head
Visit Our Office

14 Star World, Baghban Circle, Green City Road, Surat, Gujarat

Join the Krupa Investment family today. Because U - the client - deserves to come first.