Terms & Conditions
Please read these terms carefully before using our services
Introduction
These Terms and Conditions govern your use of Krupa Investment's services and website. By accessing our services, you agree to be bound by these terms.
Acceptance of Terms
Agreement to these terms
By using our website or services, you confirm that you have read, understood, and agree to these Terms and Conditions. If you do not agree, please discontinue use immediately.
Services Provided
Our advisory and consulting services
Investment Advisory
We provide investment advice and recommendations based on your risk profile and financial goals. All investments are subject to market risks.
Insurance Advisory
We offer insurance product recommendations as IRDAI-registered advisors. Policy terms are governed by the respective insurance companies.
Portfolio Management
Portfolio advisory services to help you manage and optimize your investment portfolio based on market conditions and your objectives.
Advisory Nature
Our services are advisory in nature. Final investment and insurance decisions rest with you. We do not guarantee returns or outcomes.
Investment Risks & Disclaimers
Important risk disclosures
Mutual Funds & Market Risks
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future results.
No Guarantee of Returns
We do not guarantee any specific investment returns. All investments carry inherent market risks including potential loss of capital.
Past Performance Disclaimer
Historical performance data is provided for reference only and does not guarantee future results or predict market movements.
Independent Decision
You are responsible for your investment decisions. Consult with qualified professionals and review all documents before investing.
Regulatory Compliance
AMFI and IRDAI compliance statements
Mutual Fund Distribution
We are registered with AMFI (Association of Mutual Funds in India) and comply with all mutual fund distribution regulations and guidelines.
Insurance Advisory
Our insurance advisory services comply with IRDAI (Insurance Regulatory and Development Authority of India) regulations and licensing requirements.
Commission Disclosure
We may receive commissions, fees, or other compensation from product manufacturers for services rendered. All such arrangements comply with regulatory guidelines and do not affect the objectivity of our advice.
User Obligations
Your responsibilities when using our services
Accurate Information
Provide accurate and complete information for KYC, risk profiling, and advisory purposes.
Lawful Use
Use our services only for lawful purposes and in compliance with applicable regulations.
Account Security
Maintain confidentiality of your account credentials and notify us immediately of any unauthorized access.
Intellectual Property Rights
Ownership and usage rights
All content, trademarks, logos, and intellectual property on this website are owned by Krupa Investment or licensed to us. You may not copy, reproduce, distribute, or create derivative works without our written permission.
Prohibited Actions:
- Reproducing or copying website content for commercial purposes
- Using our trademarks, logos, or branding without authorization
- Scraping, data mining, or automated collection of our content
- Reverse engineering or decompiling any software or technology
Limitation of Liability
Scope and limits of our liability
Important Limitation
To the maximum extent permitted by law, Krupa Investment shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services or investment decisions.
Investment Losses
We are not liable for investment losses resulting from market fluctuations, economic conditions, or other factors beyond our control.
Third-Party Actions
We are not responsible for actions, delays, or failures of third-party service providers including mutual fund companies, insurance providers, or payment processors.
Technical Issues
While we strive for uninterrupted service, we are not liable for temporary unavailability, technical errors, or data transmission issues.
Dispute Resolution
Handling disagreements and conflicts
Governing Law
These Terms and Conditions are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Mumbai, Maharashtra.
Resolution Process
Contact Us
Reach out to us at info.krupainvestment@gmail.com to discuss the issue.
Good Faith Negotiation
We will attempt to resolve disputes through good faith negotiation within 30 days.
Arbitration/Legal Action
If unresolved, disputes may proceed to arbitration or legal proceedings as per Indian law.
Modifications to Terms
Updates and changes
We reserve the right to modify these Terms and Conditions at any time. Material changes will be communicated via email or prominent website notice. Continued use after modifications constitutes acceptance of the updated terms.
Effective Date
These Terms and Conditions are effective as of January 1, 2025. Please review periodically for updates.
Contact Information
Questions about these terms
For questions or concerns about these Terms and Conditions, please contact us:
Krupa Investment
We respond to all inquiries within 2-3 business days